How to Apply for Medicaid for Pregnant Women
Medicaid is a federally-funded program designed to help low-income families and individuals without medical insurance get the preventative care and treatment they need. According to the American Pregnancy Association, this includes, for pregnant women, prenatal, delivery and postpartum care.
If you’re concerned about getting quality care for you and your child, Medicaid may be able to help, but eligibility qualifications for pregnant women vary from state to state. If you think Medicaid could be right for you, apply as soon as possible, because it can take some time for benefits to kick in.
Apply in Person
For some women, applying for Medicaid in person is the fastest, simplest solution, and may be best for expectant mothers that need immediate care but cannot afford it. Locate your county’s State Department of Social Services through the U.S. Department of Health and Human Services website or through your local telephone book.
Visit your local Department of Social Services office to get and fill out an application form. Once your application has been processed, you will need to meet with a caseworker who will help you determine if you are eligible for Medicaid and what benefits you can receive.
Request an Application
Most states allow you to request a Medicaid application by phone or by mail, though this does vary from state to state, and a few states have applications that can be downloaded and printed from their state’s Department of Health and Human Services website. If your state allows you to request an application, one will be mailed to you.
Once you fill out the form, you can either return it in person or mail it back to the office, depending on your state’s policy, though some states allow both return methods. If you request an application via mail, you will still need to meet with a caseworker before you receive Medicaid benefits.
Meeting with Your Caseworker
When you meet with your caseworker, you will need to take several items with you, including a certified birth certificate or proof of citizenship, Social Security card or number, recent pay stubs, a list of assets (including cars and homes) and a recent bank statement. If you don’t have all of those items, take whatever you have.
Your caseworker and the Department of Health and Human Services may be able to help you locate any essential documentation you need to finish your Medicaid application and receive benefits if you are determined eligible.
Send a Representative
Most states allow you to send a representative to get an application for you and to meet with a caseworker on your behalf if you are unable to attend for medical reasons, but you will need to send a written authorization letter.
If your local office allows a representative to meet with a caseworker on your behalf, it will need all of the same personal information you would provide on your own. In some cases, a caseworker may be able to make a home visit to speak with you about your Medicaid application.
Tips & Warnings
- Once your baby is born, he too, is covered under your Medicaid for a short time period.
- Medicaid For Pregnant Women lasts for several weeks after your baby is born.