Christmas Insurance Tips
Christmas insurance, known as holiday insurance in the United Kingdom, is a form of travel insurance.
It can be purchased when taking a vacation or a trip during the Christmas season and can protect you and your family in the event of an accident, illness or other mishaps when traveling abroad.
Christmas insurance policies offer a variety of features. Basic coverage normally includes medical emergencies, personal belongings, travel delays, personal liability and legal costs.
Damages and theft also may be covered, depending on the policy. Check to make sure what’s covered before making a purchase.
Look for Extras
Extra coverage often is available for an increase in premium. Special trip coverage is one example. It covers activities such as skiing or backpacking and protects you and your equipment from loss or damage. Buy joint or family coverage to protect your family.
Shop and compare policies from different insurers, and look for discounts online. Also consider a higher deductible to lower your premium, but keep in mind you’ll be responsible for higher out-of-pocket costs.